(Feature Impact) It’s not your imagination — just like many other goods and services, the price tag on pet care has risen.
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Healthy Paws Pet Insurance, in fact, documented a 38% jump in pet service costs over the last five years, with pet owners spending more than $4,200 annually on routine expenses for a dog or cat.
Many forces are driving these higher costs, from growing prices for pet food ingredients — such as meat and grains — to shortages of veterinary drugs. Add in climbing labor and transportation expenses, and those everyday outlays can start taking a bigger chunk out of your budget.
Nevertheless, there are straightforward approaches to manage spending while still offering your furry companion the quality of care they deserve:
1. Prioritize Preventive Care
Routine wellness exams, vaccinations, and screenings can detect health problems early, when they are simpler and less costly to address. Most pets need a veterinarian visit at least once a year, though puppies, kittens, and senior animals may require more frequent appointments.
Preventive medications are also essential. For example, treating heartworm disease can run into the thousands of dollars, whereas monthly prevention costs between $15 and $30.
2. Focus on Daily Wellness
Consistent physical activity helps lower the risk of chronic illnesses and supports overall well‑being. Most dogs benefit from a minimum of 30 minutes of daily exercise, while cats need regular playtime to remain active.
Feeding appropriate portions also aids in weight management. Portion sizes differ by pet, but a solid starting point is the feeding guidelines on your pet food package, then adjusting based on your veterinarian’s advice.
3. Find Support in Your Community
Many local humane societies and rescue organizations provide resources that make pet care more affordable, including low‑cost vaccinations, spay/neuter services, and discounted supplies.
For older adults, local Meals on Wheels programs can be valuable partners. With backing from PetSmart Charities, numerous local providers give away free pet food and, in some cases, services such as veterinary care and grooming. To date, 20 million pet meals have been delivered through this partnership, helping keep pets healthy and in loving homes with seniors.
4. Plan Ahead for Unexpected Costs
Even with routine care, sudden illnesses or injuries can arise — and the bills can pile up. The PetSmart Charities‑Gallup State of Pet Care research found that 52% of pet owners skipped or declined veterinary care services in 2025, with most citing cost as the main obstacle.
Pet insurance can help mitigate that risk. Most policies reimburse a percentage of covered veterinary expenses after you meet a deductible, helping soften the blow of unforeseen bills. Plans vary, but average monthly premiums run about $60 for dogs and $30 for cats.
It’s also wise to be upfront with your veterinarian about financial limitations. In many cases, clinics may offer payment plans or point you toward low‑cost veterinary care resources in your area.
To locate a local provider and see whether pet support is offered in your community, visit mealsonwheelsamerica.org/lovepets.
A Companion Through It All
A devastating cancer diagnosis forced Lois to stay in the hospital for eight months. Following that, she started receiving home‑delivered meals through her local Meals on Wheels provider. That connection turned out to be a lifeline.
“When I was sick,” Lois said, “the Meals on Wheels volunteers … were the only company I had.”
Everything changed when a small white kitten with calico markings appeared at her front door. Today that kitten — now named Grace — is rarely far from Lois’s side.
Although Grace eases Lois’s loneliness, caring for a pet on a fixed income isn’t always simple. For many seniors, it can mean tough trade‑offs, like stretching groceries or postponing medical care, just to afford pet food and supplies. With help from her local provider, food is delivered for Grace as part of Lois’s regular meal service, helping keep both of them healthy, happy, and, most importantly, together.
Michael French
michael.french@featureimpact.com
https://editors.featureimpact.com/
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